Last updated: Dec 30, 2025

Terms and Conditions

INTRODUCTION

Welcome to Cerritos Insurance. These Terms and Conditions ("Terms") govern your use of our website (cerritosinsurance.com) and services. By accessing or using our Service, you agree to be bound by these Terms. If you do not agree, please do not use the Service.

DEFINITIONS
  • "Service" refers to our website and all related offerings including digital training and automation services.
  • "User" refers to any person who accesses or uses the Service.
  • "Account" refers to your registered profile with us.
  • "Content" means any information, text, graphics, videos, or other materials uploaded, downloaded, or appearing on the Service.
SMS TERMS AND CONDITIONS
1. SMS Consent Communication

Information obtained as part of the SMS consent process will not be shared with third parties for marketing purposes. SMS consent is used solely for communication directly related to Cerritos Insurance services.

2. Types of SMS Communications

If consent has been provided, you may receive SMS messages from Cerritos Insurance, including but not limited to:

  • Customer care and service-related messages
  • Marketing and promotional communications
  • Follow-up messages related to inquiries or active policies
3. Message Frequency

Message frequency may vary depending on the type of communication. For example, you may receive up to 10 SMS messages per week related to your requests, inquiries, or ongoing services.

4. Potential Fees for SMS Messaging

Standard message and data rates may apply, depending on your mobile carrier and pricing plan. Fees may vary for domestic and international messages. Cerritos Insurance is not responsible for carrier charges.

5. Opt-In Method

You may opt in to receive SMS messages from Cerritos Insurance through the following method:

  • By submitting a form on our website and checking the SMS consent box
6. Opt-Out Method

You can opt out of receiving SMS messages at any time by replying “STOP” to any SMS message received. Alternatively, you may contact us directly to request removal from our messaging list.

7. Help

If you need assistance, reply “HELP” to any SMS message. You may also visit our website for support: https://www.cerritosinsurance.com

8. Additional Options

If you do not wish to receive SMS messages, you may leave the SMS consent checkbox unchecked when submitting forms on our website.

9. Standard Messaging Disclosures
  • Message and data rates may apply
  • You may opt out at any time by texting “STOP”
  • Message frequency may vary
  • For assistance, text “HELP” or visit our Privacy Policy and Terms & Conditions pages
ACCOUNT RESPONSIBILITIES

You are responsible for maintaining the confidentiality of your account login credentials. You agree to provide accurate, current, and complete information during registration and to keep it updated. Cerritos Insurance reserves the right to terminate accounts found to be using false or misleading information.

INTELLECTUAL PROPERTY

All content on this site, including logos, training materials, designs, and code, is the property of Cerritos Insurance or its licensors. You may not copy, modify, reproduce, or distribute any part of the Service without express written permission.

USER CONDUCT

You agree not to misuse the Service. Prohibited behaviors include:

  • Attempting to reverse-engineer or hack our platform.
  • Uploading harmful or illegal content.
  • Using our content for competitive or commercial purposes without permission.
ACCESS AND AVAILAIBILITY

We strive to maintain uptime of our Service, but do not guarantee uninterrupted access. Maintenance, upgrades, or technical issues may temporarily affect site availability.

MODIFICATIONS

We reserve the right to update or modify these Terms at any time. If changes are material, we will provide notice via email or site banner. Continued use of the Service after updates indicates your acceptance.

DISCLAIMER OF WARRANTIES

The Service is provided on an "as is" and "as available" basis. We make no warranties or representations regarding the operation, performance, or results of our platform. Use is at your own risk.

LIMITATION OF LIABILITY

To the fullest extent permitted by law, Cerritos Insurance shall not be liable for indirect, incidental, or consequential damages resulting from your use of the Service, even if we have been advised of the possibility of such damages. Our total liability is limited to the amount paid by you to us in the preceding 6 months.

GOVERNING LAW

These Terms are governed by the laws of the State of California, United States, without regard to conflict of law principles.

CONTACT INFORMATION

If you have questions or comments about this terms, you may email us at cerritosinsurance@gmail.com